Overtime Pay Calculator: 1.5x and 2x Rate After Tax
Enter your regular hourly rate to see the 1.5x and 2x overtime rates, the tax hit, and what actually lands in your paycheck. Includes 2026 FLSA rules and DOL salary threshold updates.
* FLSA requires 1.5x pay for hours over 40/week. Based on 2026 tax brackets.
About This Calculator
Overtime rules changed in 2026. The Department of Labor raised the salary threshold for exempt employees to $684 per week ($35,568 per year), which means hundreds of thousands of salaried workers now qualify for overtime protection for the first time. Combined with the standard 1.5x rate rule and state-level 2x laws in California, Alaska, and Colorado, overtime is a bigger deal than ever.
This tool shows the take-home impact of both 1.5x and 2x overtime rates on your regular paycheck. For more context on your specific pay period, check the biweekly paycheck calculator, and use the main salary calculator to see how overtime pushes your annual taxable income into a higher bracket.
Frequently Asked Questions
Under the Fair Labor Standards Act, non-exempt employees must be paid at least 1.5x their regular hourly rate for all hours worked over 40 in a single workweek. Federal law does not require double-time (2x) unless your employer offers it voluntarily or state law mandates it — some states like California do require 2x for hours over 12 in a day or over 8 on the 7th consecutive day.
Overtime is taxed at your regular marginal federal, state, and FICA rates. There is no special "overtime tax bracket." That said, stacking overtime pushes your total annual income into a higher bracket, so the last dollar of overtime may be taxed at a higher marginal rate than your first dollar of regular pay. Use the calculator above with your base hourly rate and state to see the impact.
1.5x rate: multiply your regular hourly rate by 1.5. Example: $22/hour × 1.5 = $33/hour overtime. 2x rate: multiply by 2 ($44/hour). For tipped employees, the FLSA uses the tipped minimum ($2.13/hour federal) plus tips received to calculate the base rate for overtime, which can get complicated — check with your state labor department.
Only if you are classified as "non-exempt." Executive, administrative, and professional employees paid at least $684/week ($35,568/year as of 2026 DOL update) are generally exempt from overtime. If you are salaried but earn below that threshold, you likely qualify for overtime. This is a hot area right now — many workers are reclassified in 2026 under the new DOL salary threshold rule.
Your employer withholds federal income tax, FICA, and state tax from overtime at the same rates as your regular wages. The main difference: overtime is typically added to the same paycheck as your base pay for the period, so the total withholding for that check is higher — which can feel like a bigger bite even though the rate is identical. The <Link href="/tools/biweekly-paycheck/">biweekly calculator</Link> shows how overtime affects the whole check.
Not tax, legal, or financial advice. PayCalcFig provides general educational information only. The 2026 figures on this page reflect rates and rules published by the IRS (Rev. Proc. 2025-32; Publication 15 & 15-T), the Social Security Administration, and the U.S. Department of Labor (FLSA Fact Sheet #23), and they can change. Your actual withholding depends on your specific Form W-4, state, and situation. Always verify current rates at IRS.gov or consult a qualified tax professional before making decisions. See our full disclaimer.