Free Salary & Tax Calculators
Instantly calculate your exact take-home pay in any US state. Federal tax, state tax, FICA, and 401(k) deductions — all in one click. No sign-up needed.
- One-click state-level paycheck calculation
- Federal tax, state tax, FICA, 401(k) exact deduction
- No sign-up, no registration, no email
- Updated with 2026 IRS tax brackets
US Salary & Tax Calculator Results
Free US Salary & Tax Calculator
Your 2026 Take-Home Pay
All Free Pay & Tax Calculators
10 specialized calculators covering every US payroll scenario — from hourly wages to bonus tax withholding. Click any card to expand details and FAQs.
Salary Calculator
Calculate your take-home pay after federal, state, and FICA taxes.
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Enter your gross annual salary and state to see exactly how much lands in your bank account after federal, state, and FICA tax withholdings. Updated with 2026 IRS brackets and standard deduction.
Common questions
- How is take-home pay calculated?Take-home pay equals gross salary minus federal income tax, state income tax, FICA (Social Security + Medicare), 401(k) contributions, and health insurance premiums.
- What is the 2026 standard deduction?For 2026, the standard deduction is $15,750 for single filers and $31,500 for married filing jointly. This reduces your taxable income before tax brackets apply.
- Which states have no income tax?Alaska, Florida, Nevada, South Dakota, Texas, Washington, and Wyoming have no personal income tax, maximizing your take-home pay.
Hourly to Salary
Convert hourly wage to annual, monthly, and weekly salary equivalents.
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Quickly convert any hourly rate into annual, monthly, biweekly, weekly, and daily salary equivalents. Adjust hours per week and weeks per year for part-time or seasonal work.
Common questions
- How do I calculate annual salary from hourly rate?Multiply your hourly rate by hours per week, then by weeks per year. At 40 hours/week and 52 weeks, $20/hr equals $41,600/year.
- How many work hours in a year?A standard full-time year is 2,080 hours (40 hours × 52 weeks). Part-time at 25 hours/week is 1,300 hours/year.
- What is biweekly pay?Biweekly pay means 26 paychecks per year. Divide annual salary by 26 to get your biweekly gross amount.
Monthly Salary
Calculate take-home pay from monthly salary with all tax deductions.
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Start with your monthly salary and get an instant breakdown of annual, monthly, and weekly take-home pay after all federal, state, and FICA tax deductions for 2026.
Common questions
- How is monthly salary taxed?Your monthly salary is annualized (×12), then federal and state taxes are calculated on the annual amount and divided back into monthly withholding.
- Is monthly take-home the same every month?For salaried employees, yes. Hourly workers may see variation based on hours worked and overtime in each pay period.
- What deductions reduce monthly take-home?Federal tax, state tax, FICA (7.65%), 401(k) contributions, health insurance, and other pre-tax benefits all reduce your monthly net pay.
Biweekly Paycheck
Figure out your biweekly paycheck after taxes and deductions.
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Calculate exactly how much lands in your bank account every two weeks. Shows biweekly gross, federal tax, state tax, FICA, and net take-home based on 26 pay periods per year.
Common questions
- How many biweekly paychecks per year?There are 26 biweekly pay periods in a year (52 weeks ÷ 2). Some years have 27 paychecks depending on the calendar.
- Biweekly vs semi-monthly — what is the difference?Biweekly means every 2 weeks (26 checks/year). Semi-monthly means twice a month (24 checks/year). Biweekly checks are slightly smaller but you get 2 extra checks.
- Why is my first biweekly check smaller?First paychecks often have higher withholding as payroll systems calibrate. It usually balances out by year-end or via tax refund.
Overtime Calculator
Calculate overtime pay at 1.5x or 2x rates after tax withholding.
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Enter your hourly rate, regular hours, and overtime hours to see your weekly and annual pay with 1.5x (FLSA standard) or 2x overtime multipliers, plus tax impact on the extra earnings.
Common questions
- What is the FLSA overtime rule?Federal law requires employers to pay 1.5 times the regular hourly rate for any hours worked over 40 in a workweek for non-exempt employees.
- Is overtime taxed at a higher rate?No. Overtime uses the same federal and state tax rates as regular wages. But higher gross pay may push you into a higher withholding bracket temporarily.
- How is 1.5x overtime calculated?Multiply your regular hourly rate by 1.5 to get the overtime rate, then multiply by overtime hours. Example: $20/hr × 1.5 = $30/hr overtime rate.
Raise Calculator
See how a salary raise impacts your monthly take-home pay.
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Compare your current take-home pay against your post-raise take-home. Shows the real monthly increase after accounting for higher tax withholding on the raise.
Common questions
- How much does a 5% raise increase take-home?A 5% raise on $60,000 ($3,000) typically adds about $200/month to take-home pay after taxes, depending on your state and bracket.
- Will a raise push me into a higher tax bracket?Only the income above each bracket threshold is taxed at the higher rate. A raise never reduces your total take-home pay.
- What is a good raise percentage in 2026?A 3-5% raise covers typical inflation. Top performers often negotiate 7-10%. Promotions typically come with 10-20% increases.
Bonus Tax Calculator
Calculate how much federal and state tax is withheld from bonuses.
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Bonuses are taxed as supplemental wages. See exactly how much federal tax (22% flat), state tax, and FICA will be withheld from your bonus, and what your net take-home will be.
Common questions
- Why is my bonus taxed at 22%?The IRS requires a flat 22% federal withholding on supplemental wages (bonuses, commissions) under $1 million. This is withholding, not your final tax rate.
- Will I get bonus tax back at refund time?Possibly. The 22% flat withholding may be more or less than your actual tax liability. High earners may owe more; low earners may get some back.
- Does FICA apply to bonuses?Yes. Social Security (6.2%) and Medicare (1.45%) apply to bonus income, just like regular wages.
Part-Time Tax Calculator
Estimate taxes for part-time workers with varying hours.
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Built for part-time and variable-hour workers. Enter your hourly rate and weekly hours to see annual, monthly, and weekly take-home pay, plus your effective tax rate.
Common questions
- Do part-time workers pay less tax?Part-time workers often fall into lower tax brackets due to lower annual income, resulting in lower effective tax rates and higher net hourly retention.
- Is FICA different for part-time?No. FICA (7.65%) applies equally to part-time and full-time employees regardless of hours worked.
- Do part-time workers get tax refunds?Many do. Lower income often means over-withholding during the year, leading to refunds at tax filing time.
401(k) Impact Calculator
See how 401(k) contributions reduce your taxable income.
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Compare your take-home pay with and without 401(k) contributions. Shows the real cost of contributing after tax savings, plus the standard deduction impact on your taxable income.
Common questions
- How much should I contribute to 401(k)?Most guides recommend 5-15% of gross salary. At minimum, contribute enough to get your full employer match — it is free money.
- Does 401(k) reduce federal and state tax?Yes. Traditional 401(k) contributions are pre-tax, lowering both federal and state taxable income for the current year.
- What is the 2026 401(k) contribution limit?The 2026 limit is $24,500 for workers under 50, and $32,500 for those 50 and older (catch-up contribution).
State Tax Comparison
Compare take-home pay across all US states side by side.
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Enter your salary once and instantly see take-home pay ranked across all states. Find out how much more you would keep in a no-tax state versus a high-tax state like California or New York.
Common questions
- Which states have no income tax?Alaska, Florida, Nevada, South Dakota, Texas, Washington, and Wyoming have no personal income tax. New Hampshire taxes only dividends and interest.
- How much can I save by moving states?On a $55,000 salary, moving from California to Texas can save over $2,000/year in state income tax — roughly $170/month more in take-home.
- Do no-tax states have other taxes instead?Yes. No-income-tax states often rely on higher sales tax, property tax, or other revenue sources. Total tax burden varies.
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Read Article →What Is FICA Tax? Breakdown for US Salary & Hourly Employees
Clear FICA tax breakdown including Social Security and Medicare for US employees.
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